1. Definitions

For the purposes of these Terms of Service (hereinafter "Terms" or "Agreement"):

1. "Platform" or "Service" means the Lumia API Gateway accessible at https://lumiarouter.com, including all APIs, interfaces, documentation, and related services.
2. "User," "you," or "your" refers to any natural or legal person who accesses or uses the Platform.
3. "Account" means the registered user account created to access the Platform's services.
4. "API Key" means the unique authentication credential issued to a User for programmatic access to the Platform.
5. "Credits" or "Quota" means the prepaid usage allocation that determines the volume of API requests a User may make.
6. "Upstream Provider" means any third-party AI model provider (including but not limited to Anthropic, OpenAI, Google, DeepSeek, MiniMax) whose models are accessible through the Platform.
7. "Content" means any data, text, prompts, or responses transmitted through the Platform.

2. Acceptance of Terms

By creating an Account, accessing, or using the Platform in any manner, you represent and warrant that:

1. You are at least eighteen (18) years of age or the age of legal majority in your jurisdiction;
2. You have the legal capacity and authority to enter into this Agreement;
3. If acting on behalf of an organization, you have the authority to bind that organization to these Terms;
4. You have read, understood, and agree to be bound by these Terms and our Privacy Policy.

If you do not agree to these Terms, you must not access or use the Platform.

3. Description of Service

3.1 Nature of the Service

The Platform operates as a unified API gateway that provides access to multiple AI language models through standardized API interfaces. The Platform aggregates, routes, and proxies requests to Upstream Providers on behalf of Users.

3.2 Service Features

1. Unified access to multiple AI models via OpenAI-compatible and Anthropic-compatible API endpoints
2. Automatic request routing and load balancing
3. Usage tracking, billing, and quota management
4. API key management and access control

3.3 No Guarantee of Specific Models

The availability of specific AI models is subject to change without prior notice, depending on Upstream Provider availability, licensing, and technical constraints. We do not guarantee uninterrupted access to any particular model.

4. Account Registration and Security

4.1 Registration

To access the Platform's services, you must create an Account by providing accurate, complete, and current information. You agree to update your information promptly if it changes.

4.2 Account Security

You are solely responsible for:

1. Maintaining the confidentiality of your Account credentials and API Keys
2. All activities that occur under your Account
3. Immediately notifying us of any unauthorized use or security breach

4.3 Account Restrictions

1. Each natural person may maintain only one (1) Account
2. Account sharing, resale, or transfer is strictly prohibited without our prior written consent
3. We reserve the right to refuse registration or terminate Accounts at our discretion

5. Acceptable Use Policy

5.1 Permitted Use

The Platform is intended exclusively for lawful, professional use of AI models in accordance with each Upstream Provider's terms and acceptable use policies.

5.2 Prohibited Activities

You shall not, directly or indirectly:

1. Illegal Activities: Use the Platform for any purpose that violates applicable local, national, or international law or regulation.
2. Harmful Content: Generate, solicit, or distribute content that is illegal, harmful, threatening, abusive, harassing, defamatory, obscene, or otherwise objectionable.
3. Security Violations: Attempt to gain unauthorized access to the Platform, other users' accounts, or connected systems; conduct vulnerability scanning, penetration testing, or denial-of-service attacks without our express written authorization.
4. Circumvention: Attempt to bypass, disable, or interfere with rate limits, quotas, authentication mechanisms, or other security features of the Platform.
5. Reverse Engineering: Decompile, disassemble, reverse engineer, or attempt to derive the source code or underlying algorithms of the Platform.
6. Resale Without Authorization: Resell, redistribute, sublicense, or commercially exploit access to the Platform or its API without our prior written consent.
7. Automated Abuse: Use automated means (bots, scrapers, scripts) to create multiple accounts, inflate quotas, or abuse promotional offers.
8. Impersonation: Misrepresent your identity or affiliation with any person or entity.
9. Intellectual Property Infringement: Use the Platform to infringe upon the intellectual property rights of any third party.
10. Upstream Provider Violations: Use the Platform in any manner that violates the terms of service, acceptable use policies, or usage guidelines of any Upstream Provider.

5.3 Content Responsibility

You are solely responsible for all Content transmitted through your Account. We do not monitor, review, or endorse Content, but we reserve the right to remove or restrict access to Content that violates these Terms.

6. Pricing, Billing, and Payment

6.1 Credit-Based System

Access to the Platform is governed by a prepaid credit system. API usage consumes credits based on the model used and the volume of tokens processed.

6.2 Pricing

Current pricing is displayed on the Platform and may be modified at any time. Price changes will be effective for new credit purchases made after the change is published. Existing credit balances will be honored at the rate at which they were purchased.

6.3 Top-Up and Minimum Purchase

1. The minimum credit top-up amount is fifty US dollars ($50.00).
2. Credits are non-refundable except as required by applicable law.
3. Credits do not expire while the Account remains active.

6.4 Pre-Authorization

We may reserve a small portion of your credit balance before processing each API request to prevent overdraft. If your balance is insufficient, the request will be rejected.

6.5 Taxes

All prices are exclusive of applicable taxes. You are responsible for paying all taxes, duties, and levies imposed by applicable taxing authorities.

7. Service Levels and Availability

7.1 Availability

We strive to maintain high platform availability but provide the Service on an "as is" and "as available" basis. We do not guarantee any specific uptime percentage or response time.

7.2 Maintenance

We may perform scheduled or emergency maintenance that temporarily affects Service availability. We will endeavor to provide reasonable advance notice of scheduled maintenance.

7.3 Force Majeure

We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, strikes, government actions, infrastructure failures, Upstream Provider outages, or internet disruptions.

8. Intellectual Property

8.1 Platform IP

The Platform, including its software, design, logos, trademarks, documentation, and all related intellectual property, is and remains the exclusive property of Lumia Group International LLC or its licensors.

8.2 User Content

You retain all rights to the Content you submit to the Platform. By using the Platform, you grant us a limited, non-exclusive license to process your Content solely for the purpose of providing the Service.

8.3 AI-Generated Output

Ownership and rights to AI-generated outputs are subject to the terms of the applicable Upstream Provider. We make no claim of ownership over outputs generated by AI models accessed through the Platform.

9. Limitation of Liability

9.1 Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE PLATFORM IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND ACCURACY OF AI-GENERATED OUTPUTS.

9.2 Limitation of Damages

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL LUMIA AUTOMATION, ITS DIRECTORS, OFFICERS, EMPLOYEES, OR AGENTS BE LIABLE FOR:

1. Any indirect, incidental, special, consequential, or punitive damages
2. Loss of profits, revenue, data, business opportunities, or goodwill
3. Cost of procurement of substitute services
4. Any damages exceeding the total amount paid by you to us in the twelve (12) months preceding the event giving rise to the claim

9.3 AI Output Disclaimer

We do not guarantee the accuracy, completeness, reliability, or suitability of any AI-generated output. You acknowledge that AI models may produce incorrect, biased, or harmful content, and you agree to use outputs at your own risk and with appropriate human oversight.

10. Indemnification

You agree to indemnify, defend, and hold harmless Lumia Group International LLC and its officers, directors, employees, and agents from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from or relating to:

1. Your use of the Platform
2. Your violation of these Terms
3. Your violation of any applicable law or third-party rights
4. Content transmitted through your Account

11. Suspension and Termination

11.1 Termination by User

You may terminate your Account at any time by contacting us. Upon termination, remaining credits are forfeited unless applicable law requires otherwise.

11.2 Termination by Us

We reserve the right to immediately suspend or terminate your Account, without prior notice or liability, for any reason, including but not limited to:

1. Violation of these Terms or our Acceptable Use Policy
2. Suspected fraudulent, abusive, or illegal activity
3. Non-payment or insufficient credits
4. Request by law enforcement or government authority
5. Unexpected technical or security issues

11.3 Effects of Termination

Upon termination: (a) your right to access the Platform ceases immediately; (b) we may delete your Account data in accordance with our Privacy Policy; (c) provisions intended to survive termination (including Limitation of Liability, Indemnification, and Governing Law) shall survive.

12. Modifications to Terms

We reserve the right to modify these Terms at any time. Material changes will be notified via email or a prominent notice on the Platform at least thirty (30) days before taking effect. Your continued use of the Platform after the effective date constitutes acceptance of the modified Terms. If you do not agree, you must stop using the Platform and close your Account.

13. Governing Law and Dispute Resolution

13.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law principles.

13.2 Jurisdiction

Any dispute arising out of or in connection with these Terms shall be submitted to the exclusive jurisdiction of the state and federal courts located in the State of Delaware, United States.

13.3 Amicable Resolution

Before initiating formal proceedings, the parties agree to attempt to resolve any dispute amicably by contacting the other party in writing. The parties shall negotiate in good faith for a period of thirty (30) days.

14. Miscellaneous

14.1 Entire Agreement

These Terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and Lumia Group International LLC regarding the Platform.

14.2 Severability

If any provision of these Terms is held to be invalid or unenforceable, such provision shall be modified to the minimum extent necessary, and the remaining provisions shall continue in full force and effect.

14.3 Waiver

Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.

14.4 Assignment

You may not assign or transfer these Terms without our prior written consent. We may assign our rights and obligations under these Terms without restriction.

14.5 Contact

For any questions regarding these Terms:

Lumia Group International LLC

Email: contact@lumia-automation.com